Hard Rain (released in theaters on Jan. 16, 1998) is a unique entry in the 90s disaster-action genre, trading the usual volcanic eruptions or asteroids for a claustrophobic, water-logged heist. Directed by Mikael Salomon (a former cinematographer for James Cameron), the film feels like a “wet-noir,” drenching its cast in a relentless deluge that is as much an antagonist as the criminals themselves.
During a catastrophic rainstorm that has caused the levee to break in the small town of Huntingburg, Indiana, armored truck drivers Tom (Christian Slater) and his uncle Charlie (Ed Asner) find themselves stuck in the rising floodwaters.
They are carrying $3 million in cash, making them the target of a veteran thief named Jim (Morgan Freeman) and his crew, which includes the ruthless Kenny (Michael Goorjian) and Mr. Mehlor (Dann Florek).
When the heist goes wrong and Charlie is killed, Tom hides the money and flees into the submerged town.
Tom is eventually rescued and then arrested by the town’s weary Sheriff Mike Collig (Randy Quaid), who is struggling to evacuate the remaining citizens, including a local restorer named Karen (Minnie Driver) and an elderly couple played by Richard Dysart and Betty White.
As the water levels continue to rise, the lines between hero and villain begin to blur.
Tom must navigate the drowned streets, dodging Jim’s crew and dealing with the local law enforcement who find themselves increasingly tempted by the abandoned millions.
The film builds to a soggy, explosive climax at the town’s cemetery and church, as the dam threatens to burst and the survivors must choose between the weight of the gold and the survival of their souls.
Mark Rolston, Jay Patterson and Ricky Harris round out the cast.
Hard Rain is a film that prioritizes practical effects and physical stunts, turning a flooded Midwestern town into a playground for jet-ski chases and atmospheric tension.

Christian Slater and Morgan Freeman in Hard Rain (Photo/Paramount Pictures)
Reception for Hard Rain
Hard Rain grossed $8 million on its opening weekend, finishing fifth at the box office.
The film would gross $19.9 million on a $70 million budget.
Legacy
The legacy of Hard Rain is defined by its staggering production design and its commitment to practical filmmaking. The crew constructed a massive, four-acre tank to submerge an entire town set, creating a tactile reality that CGI of the era could not have matched.
It is remembered as one of the last great “physical” action movies before the digital revolution, with the cast famously spending months perpetually soaked to capture the film’s punishing atmosphere.
Today, Hard Rain stands as a testament to the creativity of 90s genre cinema, praised for its brisk pacing, its atmospheric Hans Zimmer score, and its ability to turn a simple weather event into a high-octane battle for survival.














